Show HN: I made a retirement simulator: 125 years of data, 25 countries
foresightplanner.com|7 points|0 comments|by nhootan|Aug 26, 2026
Introducing Foresight Planner: A Historical Retirement Stress-Tester
Foresight Planner is a comprehensive tool designed to help you map out your financial future. Rather than relying on generic statistical averages, this simulator subjects your strategy to the volatility of actual market history.
🌐 Global Scope & Depth
The engine is powered by an extensive dataset:
- 125 years of historical market trends.
- Data spanning 25 different countries.
🛠️ How it Works
The simulator takes your current financial snapshot and runs it through a century of real-world scenarios.
User Input Parameters
| Parameter | Unit | Description |
|---|---|---|
Portfolio Value | $ | Your total investable assets |
Withdrawal Rate | % / yr | The percentage you plan to draw annually |
Simulation Duration | yrs | How many years you need the money to last |
The Calculation:
The annual spending is determined by the following formula:
Example: A specific configuration might result in approximately $40,000 /yr in spending.
📈 Simulation Workflow
🚀 Getting Started
- Create an account via Sign up
- Access the dashboard via Log in
- Use the Detailed Plan Builder for granular control
- Execute a
Run Quick Checkto see immediate results
💻 Technical Configuration (Example)
If the simulator were defined in a config file, it might look like this:
{
"simulation_settings": {
"mode": "beta",
"pricing": "free_preview",
"data_source": "global_historical_markets",
"countries_included": 25,
"time_horizon_years": 125
}
}
Disclaimer: Please be aware that these outputs are projections and should not be interpreted as professional financial advice.